Why Lof Advisors
Certified Financial Planners
At Lof Financial Advisors we strive to provide superior advice and services and are dedicated to helping you achieve your goals and a secure financial future. Our knowledgeable team has years of financial planning experience and will help you plan for all aspects of your financial life.
We understand that your situation and goals are unique. This is why we create a tailored financial plan fit for you. We utilize the latest technology, data analysis, and industry best practices to assure that you get the most comprehensive planning and consulting experience possible.
Our commitment to providing thorough planning goes beyond just offering sound recommendations. Our customized financial planning services will provide you with the assurance that your future is on the right path by allowing you confidence knowing that your financial needs are being taken care of by professionals.
- Set realistic financial and personal goals.
- Assess your current financial health by examining your assets, liabilities, income, insurance, taxes, investments, retirement plan, and estate plan.
- Develop a realistic, comprehensive plan to help meet your financial goals by addressing financial weaknesses and building on financial strengths.
- Put your plan into action and monitor its progress.
- Stay on track to meet your changing goals, personal circumstances, stages of your life, investments, markets and tax laws.
Most CFP® professionals have earned a four-year college degree in finance related areas. CFP® practitioners develop theoretical and practical financial planning knowledge by completing a comprehensive course study at a college or university offering a financial planning curriculum registered with the Certified Financial Planner Board of Standards.
CFP® practitioners must pass an ethics review and agree to abide by the CFP Board’s Financial Planning Practice Standards and a strict code of professional conduct, known as the CFP Board’s Code of Ethics and Professional Responsibility. The Code of Ethics states that CFP® practitioners are to act with integrity, offering professional services that are objective and based on client needs.
CFP® practitioners must
pass a comprehensive, two-day examination that tests their ability to apply their financial planning knowledge in an integrated format. The CFP Board’s exam covers the general principles of financial planning, insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning. It is also necessary for every CFP® certificant, once certified, to complete a re-certification every two years.
CFP® practitioners must have a minimum of three years of experience working in the financial planning process prior to earning the CFP® mark. As a result, CFP® practitioners have demonstrated a working knowledge of counseling skills in addition to their financial planning knowledge.
Let Us Introduce Ourselves
What We Are
Our advisors are held to a fiduciary standard
We Will Help You Every Step Of The Way
Longevity and a Solid Client Base
We have been in the business for over 35 years, and work with more than 150 individuals and families from a variety of backgrounds – helping them to achieve their financial goals.
Data-Based Investment Management
We believe in harnessing the power of data to provide you with personalized investment management strategies that are tailored to your individual needs.
Recommended When Only in Your Best Interest
We will never advise you on an option unless it is in your best interest. We are dedicated to helping you achieve your financial goals, and we will always have your best interests in mind.
We are proud to be a Broker/Dealer for Cambridge Investment Research, Inc.
We’re honored to be considered one of Tucson’s best.
What Do You Need to Reach Financial Success?
Our Professional Service Process
Our initial consultation will be the starting point for your journey towards financial security. During this meeting, we will take the time to fully understand your current financial situation, including your income, expenses, assets, liabilities and insurance coverage. We will also discuss your future aspirations and life priorities, such as retirement plans, buying a home, education funding for children or any other specific financial goals you may have. With this information, we will be able to create a customized financial plan that is tailored to your unique needs and objectives, and that will help you achieve your financial goals. The plan will also be reviewed periodically to ensure it still aligns with your goals and to make any necessary adjustments.