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“There is just one thing that makes your dream become impossible: the fear of failure.” – Paulo Coelho

Tech Corner

It was a good week all around last week. The markets were up and our portfolios were also up. We are anticipating a good couple of months going forward.

The big thing going forward is the start of corporate earnings season. If reported corporate earnings are a surprise to the upside, which I expect, and since we are still solidly in Quad II everywhere worldwide except China, we should have a pleasant Spring. Unless something catastrophic happens, we should enjoy the ride.

Lisa’s Thoughts

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You may want to check how you have local numbers entered into your cell phones.  I came across the following story online, Tucson-area residents should get used to using area codes when making local calls (kold.com) and thought it was a good one to share.  I have reprinted the story below if you do not want to click on the link above.

Tucson-area residents should get used to using area codes when making local calls – According to officials, the nation-wide change will roll out Oct. 24

Starting Oct. 24, southern Arizona residents will have to include the 520 area code when making local calls. (Source: Pixabay)

By KOLD News 13 Staff | April 6, 2021 at 7:19 PM MST – Updated April 6 at 7:26 PM

TUCSON, Ariz. (KOLD News 13) – A large number of Arizona residents will have to get used to including the area code when making local calls.

Starting Oct. 24, those in the area codes 520 (southern Arizona), 480 (parts of Maricopa and Pinal counties) and 928 (northern and western Arizona) will have to dial all 10 digits to make a local call.

The main area code for the Phoenix area, 602, won’t be impacted. A map of the Arizona area codes can be found HERE.

Starting April 24, those who don’t include the area code for local calls will get a recording warning them about the upcoming change. They will still be able to make the call though.

The change is necessary because of the new nationwide suicide hotline, which goes live July 16, 2021. The hotline’s number is 988 and the area codes 520, 480 and 928 all have numbers with a 988 prefix. The National Suicide Prevention Lifeline can still be reached by dialing 1-800-273-TALK even after the 988 code goes into effect.

According to KOLD sister station KCBD, several other changes will need to be made before the October deadline.

Equipment for safety/security, medical alert devices and alarm/security systems will need to be programmed using the 10-digit format.

Most systems use 10-digit dialing by default, but some older equipment may still use seven digits.

Residents in the impacted areas should contact their medical alert or security provider to check.

If you have friends or family in need of financial life planning services,

It would be the honor of Laurence Lof Financial Advisors to assist them.

We value your referrals!

These are Larry Lof’s opinions and not necessarily those of Cambridge, are for informational purposes only and should not be construed or acted upon as individualized investment advice. Past performance is not indicative of future results. Due to our compliance review process, delayed dissemination of this commentary occurs.

The S&P 500 index of stocks compiled by Standard & Poor’s, a division of The McGraw-Hill Companies, Inc. The Index includes a representative sample of 500 leading companies in leading industries of the U.S. economy. Indices mentioned are unmanaged and cannot be invested into directly.

Technical analysis represents an observation of past performance and trend, and past performance and trend are no guarantee of future performance, price, or trend. The price movements within capital markets cannot be guaranteed and always remain uncertain. The allocation discussed herein is not designed based on the individual needs of any one specific client or investor. In other words, it is not a customized strategy designed on the specific financial circumstances of the client. Please consult an advisor to discuss your individual situation before making any investments decision. Investing in securities involves risk of loss. Further, depending on the different types of investments, there may be varying degrees of risk including loss of original principal.

Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Laurence Lof Financial Advisors, LLC are not affiliated. Laurence Lof Financial Advisors 4757 E Camp Lowell Drive Tucson AZ 85712 info@lofadvisors.com

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